Ethiopia Permits Mobile Banking and Money Services
2012-11-16 22:59:26

From VOA Learning English, this is the Economics Report in Special English.(1)

Ethiopia is one of the last countries in Africa to permit mobile banking.(2)

Mobile banking has proved to be profitable in the developing world, where many people still do not use banks.(3)

Earlier this year, the World Bank reported that seventy-five percent of the world’s poor are “unbanked.” That is about two point five billion people.(4)
今年早些时候,世界银行报告说世界上的穷人的 75%是"开户"。这就是约 20 亿人。

Banking through mobile telephones lets people take part in financial services even if they are not near a bank office.(5)

In Africa, only Ethiopia and Zimbabwe do not provide mobile money services. Now, that will change for Ethiopia.(6)

BelCash and M-Birr are mobile banking technology providers. They have been setting up mobile banking and mobile money services in Ethiopia for the past three years.(7)
BelCash 和 M-比尔是移动银行技术提供商。他们都已设置手机银行、 移动理财服务在埃塞俄比亚在过去的三年。

Dutch company BelCash is working in partnership with banks to provide easier access to financing through bank accounts.(8)
荷兰公司 BelCash 从事与银行提供更容易获得资金通过银行账户的伙伴关系。

Ireland-based M-Birr is a mobile money service that works with micro finance groups where no registration at a bank is needed.(9)
基于爱尔兰的 M-比尔是移动理财服务,工程与微观金融集团没有一家银行的注册需要的地方。

Ethiopia’s mobile industry is young. And wireless service coverage in the country is not well developed. The pressure on the wireless network is expected to increase.(10)

In the past four years, the number of mobile users grew from three to seventeen million.(11)
在过去的四年中,移动用户数量增长三至 1700 万。

And Ethiopia’s telecommunications provider, Ethio Telecom, expects that number to grow to forty million in the next three years.(12)
埃塞俄比亚的电信服务提供商,埃塞俄比亚电信,预计这一数字增长到 4000 万,在未来三年。

The government closely controls Ethiopia’s telecommunications market. That means there is only one provider. Competition is not permitted.(13)

M-Birr General Manager Thierry Artaud says Ethiopia’s neighbors have several mobile providers.(14)
M-比尔总经理 Thierry 少女说埃塞俄比亚的邻居有几个手机供应商。

"If you look at your neighbors, Kenya, Tanzania Uganda, they all have multiple mobile operators and they all have mobile money services and even multiple mobile money services.”(15)
"如果你看看你的邻居,肯尼亚、 乌干达、 坦桑尼亚他们都有多个移动运营商和他们都有移动货币服务和甚至多个移动货币服务"。

He says, if Ethiopia had no restrictions, his company would have to compete with larger companies.(16)

Ethiopia has looked at other developing countries with mobile banking. National Bank of Ethiopia officials visited Kenya, Pakistan and Brazil.(17)
埃塞俄比亚已地看着其他发展中国家手机银行。国家银行的埃塞俄比亚官员访问了肯尼亚、 巴基斯坦和巴西。

Frezer Ayalew is with the National Bank of Ethiopia. He says mobile banking services will help the country.(18)
Frezer Ayalew 是与埃塞俄比亚国家银行。他说: 手机银行服务将帮助该国。

“For the economy it has great contribution in terms of mobilizing domestic savings with these services.”(19)

The National Bank of Ethiopia recently finished a draft order on how mobile banking services should be structured. This comes as more companies have shown interest in starting mobile banking services.(20)

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